Mini Split Rebates in 2026: What Survived the 25C Expiry
The federal 25C energy-efficient home improvement credit expired on December 31, 2025 - any 2026 quote or guide still promising up to $2,000 in federal credit for a heat pump is out of date. What remains is state and utility money: published figures for HEAR-style and utility programs run $1,000-$4,000 for qualifying high-efficiency heat pumps, usually income-tiered and usually requiring a listed high-efficiency model and a licensed installer. The table is the highest-efficiency slice of our verified dataset (23+ SEER2) - the systems most likely to sit on a qualifying list; check your state energy office and utility before buying, because eligibility can dictate the model.
Computed from our dataset
- 5 system(s) from our verified dataset appear on this page; 3 carry a verified USD price.
- Price range: $1,399.99 to $4,538 (verified 2026-11-04).
- Cheapest: Senville AURA 12k at $1,399.99 (Sylvane).
- Highest SEER2: Senville AURA 12k at 25.4 SEER2.
- Best heating rating: Senville AURA 12k, rated to -22°F.
- True DIY in this list: 1 system(s) with factory pre-charged line sets.
| System | Zones | BTU | Coverage | SEER2 | Heats to | Install | Price | |
|---|---|---|---|---|---|---|---|---|
| Senville AURA 12k SENA-12HF | 1 | 12,000 | — | 25.4 | -22°F | Pro / flare | $1,399.99 at Sylvane | Check price |
| MRCOOL DIY 5th Gen 2-Zone 18k (6+6) DIY-MULTI3-18HP230 | 2 | 18,000 | — | 23.9 | -13°F | Pro / flare | $2,469$2,715.90 at HVACDirect | Check price at HVACDirect |
| MRCOOL DIY 5th Gen 3-Zone 36k (9+9+18) DIY-MULTI5-36HP230D | 3 | 36,000 | Per-zone: 400 / 400 / 1,000 sq ft | 23 | -13°F | Pro / flare | $4,538 at HVACDirect | Check price at HVACDirect |
| Senville AURA 18k Dual-Zone SENA-18HF/D | 2 | 18,000 | 750-1,250 sq ft | 25 | -22°F | Pro / flare | Not verified no USD price found | Specs source |
| Klimaire KIWQ-KOIQ DIY 12k KIWQ12H2-45T + KOIQ12H2-45T | 1 | 12,000 | up to 550 sq ft | 24 | -13°F | True DIY | Not verified no USD price found | Specs source |
Buying notes
- Rebates generally require professional installation - a DIY install can forfeit the largest remaining incentive, which belongs in the DIY-vs-pro math.
- Keep the invoice and the model's AHRI/ENERGY STAR listing paperwork; programs ask for both.